Before you can even start working on fixing your bad credit you should know what your current credit is. To get your freecreditreport you can use the services of TransUnion, Equifax and Experian. They are the official 3 credit bureaus and should give you a free credit report once a year.<
>The creditscores that will be displayed in your report will range from 501-990
- 901-990 = A credit score
- 801-900 = B credit score
- 701-800 = C credit score
- 601-700 = D credit score
- 501-600 = F credit score
There should be no other indication in your report other then financial. It should not be clear what your race, maritial status, health, arrests or misdemeanors etc etc
You can order your free credit report by callinmg the credit bureau at the following numbers
- TransUnio : (800) 916-8800
- Equifax : (800) 685-1111
- Experian (888) 397-3742
I advice you to ask only 1 bureau at a time in a 4 month periode so you will have a current report alll year thru.