Monthly Archives: January 2010

There are various credit card offers available. If you are an extensive credit card user, you are likely familiar with the different types of offers and rewards. One widely publicized credit card is the zero percent interest cards. Although these … Continue reading →

There are various credit card offers available. If you are an extensive credit card user, you are likely familiar with the different types of offers and rewards. One widely publicized credit card is the zero percent interest cards. Although these … Continue reading →

The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in … Continue reading →

t’s important for every consumer to learn what a credit score is and how to improve it. Most consumers do not know what their credit scores are, but these scores are used in dealings with such diverse agencies as credit … Continue reading →

What you don’t know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you … Continue reading →

 credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture.

Credit cards are an excellent way to help you manage your finances each month. Used wisely, they are an excellent financial tool. Used unwisely and people will quickly discover that their credit cards can rear their ugly heads and cause … Continue reading →

The use of credit cards in Australia is escalating possibly on the back of a good economy breeding confidence although do people know how to service this debt and how much it could be costing?

It is important to check credit billing and electronic fund transfer account statements regularly because these documents may contain mistakes that could damage your credit status or reflect improper charges or transfers. If you find an error or discrepancy, notify … Continue reading →

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